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Vermont ZIP Codes
Franklin County
Montgomery Center, VT
05471
05471 ZIP Code — Montgomery Center, VT
Franklin County, Vermont
ZIP code 05471 is located in
Montgomery Center ,
Vermont ,
within Franklin County .
It covers approximately 48.99 square miles and serves a population of
693 residents.
This is a standard ZIP code in the Eastern (ET) timezone,
served by area code 802 .
About ZIP code 05471
The housing stock consists of predominantly single-family detached homes. Most homes were built in the 1960s, giving the area an established character. Median home value is $224,500. Owner-occupancy is high at 78%, well above the national average.
The gap between median ($40,104) and mean household income suggests income inequality — a small number of higher earners pull the average up. 32% of households receive Social Security income, suggesting a notable retiree or disability population.
The dominant occupation class is service, with arts, entertainment, and food service as the leading industry. An above-average commute of 38 minutes suggests many residents work outside the immediate area.
Educational attainment is near the national average, with 42% of residents holding a bachelor's degree or higher.
Health indicators show elevated rates of smoking (23%) compared to national benchmarks.
Overall, ZIP code 05471 reflects a community defined by high homeownership and a significant Social Security-dependent population.
05471 ZIP code map
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Cities in ZIP code 05471
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Nearby ZIP codes
Demographics
updated 05/2026
Population
Total population
693
Population density
14 / sq mi
State FIPS
50
County FIPS
011
Geography
Land area
48.99 sq mi
Water area
0.04 sq mi
Latitude
44.8541
Longitude
-72.5879
Timezone
Eastern (ET)
Area code
802
Economics
updated 05/2026
Household income
Income range
This ZIP
County avg
State avg
Under $50k
70.5%
38.8%
39.3%
$50k – $100k
26.9%
33.9%
32.2%
$100k – $200k
1.0%
23.1%
22.5%
Over $200k
1.6%
4.2%
6.0%
Demographics & statistics
$40,104
Median household income
$224,500
Median home value
42.3%
Bachelor's or higher
Age distribution
Age summary
Group Count % Under 18 124 17.9% 18 and over 569 82.1% 65 and over 171 24.7% Median age 43.9 years
Race & ethnicity
American Indian / Alaska Native
0.3%
Group Count % White 685 98.3% Hispanic or Latino 4 0.6% Two or more races 4 0.6% Asian 2 0.3% American Indian / Alaska Native 2 0.3%
Household income
Income range
This ZIP
County avg
State avg
Under $50k
70.5%
38.8%
39.3%
$50k – $100k
26.9%
33.9%
32.2%
$100k – $200k
1.0%
23.1%
22.5%
Over $200k
1.6%
4.2%
6.0%
Range % of households Under $10k 4.1% $10k–$15k 10.6% $15k–$25k 4.1% $25k–$35k 31.0% $35k–$50k 6.5% $50k–$75k 9.3% $75k–$100k 13.4% $100k–$150k 9.6% $150k–$200k 4.9% $200k+ 6.5% Median income $40,104
Housing
Housing overview
Metric Value Median home value $224,500 Median rent / month $0 Owner occupied 77.5% Renter occupied 22.5% Vacant 42.2% Single-family detached 95.7% Large apartment buildings 0.0% Mobile homes 1.5% Median rooms 4.8 Avg household size (owned) 2.00
Year built
Era % 2020 or later 0.0% 2010–2019 4.0% 2000–2009 12.1% 1990–1999 21.0% 1980–1989 17.0% 1970–1979 7.0% 1960–1969 21.8% 1950–1959 3.3% 1940–1949 0.0% 1939 or earlier 13.7%
Bedrooms
Size % of units No bedroom (studio) 3.0% 1 bedroom 26.9% 2 bedrooms 34.9% 3 bedrooms 22.4% 4 bedrooms 9.0% 5+ bedrooms 3.9%
Vehicles per household
Vehicles % of households No vehicle 0.0% 1 vehicle 48.6% 2 vehicles 36.2% 3 or more 15.2%
Heating fuel
Fuel type % Utility gas 0.3% Electricity 2.3% Propane / LP gas 50.4% Fuel oil 24.5% Wood 22.5%
Households & families
Household type Count % Married-couple family 131 33.9% Cohabiting couple 12 3.1% Male householder, no spouse 86 22.2% Female householder, no spouse 158 40.8% Households with children under 18 94 24.3% Households with seniors (65+) 138 35.7% Average household size 1.79
Marital status
Status Male Female Never married 17.5% 16.0% Married 51.9% 38.1% Separated 7.1% 24.5% Widowed 3.0% 4.7% Divorced 20.5% 16.7%
Education
Some college, no degree
12.9%
Graduate / professional
5.2%
Metric % HS diploma or higher 94.2% Bachelor's or higher 42.3%
School enrollment (ages 3–17)
Type Count % Nursery / preschool 16 20.5% Kindergarten 10 12.8% Elementary school 24 30.8% High school 19 24.4% College / grad school 9 11.5%
Employment
Industry of employment
Arts, food & hospitality
30.1%
Education & healthcare
10.6%
Professional & management
8.5%
Public administration
4.9%
Finance & real estate
1.2%
Agriculture & mining
0.9%
Occupation
Category % Management, business & arts 29.8% Service 33.1% Sales & office 13.7% Natural resources & construction 11.2% Production & transportation 12.2%
Employment type
Type % Private sector 77.5% Government 15.2% Self-employed 7.3% Unpaid family workers 0.0%
Commute
Method % Drive alone 88.5% Carpool 0.0% Public transit 0.0% Walk 1.3% Work from home 10.2% Other means 0.0% Avg commute (minutes) 38.0
Poverty
Married-couple families
7.6%
Female-led households
19.2%
Income support
Source % of households Social Security 32.0% Retirement income 22.2% Supplemental Security 0.0% Cash public assistance 0.0% Food stamps / SNAP 2.1%
Health indicators
Condition % Obesity 38.3% High blood pressure 33.4% High cholesterol 33.4% Diabetes 11.4% Heart disease 7.9% Stroke 3.8% Asthma 11.2% Arthritis 29.1% Kidney disease 3.3% Pulmonary disease 10.0% Cancer 6.6%
Behavior / access % Smoking 22.9% Binge drinking 14.8% No physical activity 26.7% Less than 7 hrs sleep 36.9% Depression 26.0% Fair or poor health 18.1% Poor mental health 17.1% Poor physical health 13.4% No health insurance 12.6% Visited doctor (checkup) 73.2% Visited dentist 55.5% Cholesterol screening 87.5% Teeth loss 20.6%
Veterans & disability
Veterans Count % Civilian veterans 43 7.6%
Disability % Any disability 13.6% Under 18 0.0% 18–64 years 7.3% 65 and over 38.0%
Health insurance coverage
Type % Private insurance 53.5% Public insurance 55.4% No insurance 3.8% Uninsured under 19 0.0%
Language & origin
Language spoken at home (age 5+)
Language Count % English only 672 97.0% Spanish 2 0.3% Other Indo-European 0 0.0% Asian & Pacific Islander 0 0.0% Other languages 2 0.3%
Place of birth & citizenship
Origin Count % Native born (US) 683 98.6% Born in same state 683 98.6% Born in different state 365 52.7% Foreign born 0 0.0% Naturalized citizen 10 1.4% Not a US citizen 10 100.0%
Ancestry
Ancestry Count % Italian 138 19.9% German 89 12.8% French 66 9.5%
Ancestry Count % Arab 51 7.4% Polish 10 1.4% Irish 3 0.4%
Technology access
Metric % of households Computer access 55.8% Internet access 97.2%
Source: U.S. Census Bureau, American Community Survey 2025 estimates.
Frequently asked questions about ZIP code 05471
What city is ZIP code 05471 in?
ZIP code 05471 is primarily assigned to Montgomery Center, Vermont.
What county is ZIP code 05471 in?
ZIP code 05471 falls within Franklin County, Vermont.
What is the poverty rate in ZIP code 05471?
17% of residents in ZIP code 05471 live below the poverty line, above the national average.
What is the median household income in ZIP code 05471?
The median household income in ZIP code 05471 is $40,104, below the national median of ~$75,000.
What is the population of ZIP code 05471?
ZIP code 05471 has an estimated population of 693 residents, with a density of 14 people per square mile.
What is the typical home value in ZIP code 05471?
The median home value in ZIP code 05471 is $224,500.
What timezone is ZIP code 05471 in?
ZIP code 05471 observes the EST timezone.
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